Recent statistics say that almost half of Russians owe money to the Bank.This is somewhat embarrassing situation for all of us, since the onset of the epidemic COVID-19 virus outbreak, tens of millions of people in our country have lost their jobs and incomes. In this article, we will talk about how to pay off your mortgage quickly.Step-by-step plan to fix problems with your mortgage:1) Contact the Bank about the arrears.You should have done this a long time ago, or the Bank will still have kept it on your account your loan. contact details.2) Check the sufficiency of the "behind the scenes" transfers.Remember how we saw a person who was very close to us lose his job? This happens only because banks and apartment owners have ceased to meet their obligations under the terms of the NVIC.3) Apply for an emergency loan.This is probably one of the simplest steps to take if you have not yet started paying off your mortgage. You can apply for a financing injection (if necessary) or, as I've already done twice, start working part-time in the evenings.4) Contact the construction industry.This is probably the last time you will have time to make an urgent visit to the Bank.It is unlikely that you will be able to find the time to prepare for an unexpected layoff, and an emergency loan.5) Submit an application for emergency funding.This is probably the last time you will have time to make an emergency visit to the Bank. a specialised Bank.I've already contacted the following organisations to find out who is financially responsible for the shelling of the city: municipal structures;community organizations;responsible banks;responsible developers;responsible homeowners.6) Contact the appraiser.You should contact the appraiser after inspecting the size of the existing loan, the financial condition of the mortgagor, and the General state of the mortgagor's estate.If you have any doubts about the sufficiency of documents, contact the appraiser as soon as possible.It's best to do this during the period of the mortgage agreement. the mortgage payment, or shortly before the mortgage is completed.7) Pay off your existing mortgage.You can start doing this by contacting the Bank to make a self-assessment. The self-assessment will allow you to make an informed decision about the sufficiency of documents and the affordability of your current situation. mortgage. I'll tell you about myself:For the third month in a row, I applied for a mortgage. And the appraiser gave me a mortgage rate of 5-10 years. So I paid her and went to look at it online. Here is the screen:It turned out that she was very wrong.Although she